Terms and Conditions

1. Acceptance of Terms

By creating an account, submitting information through our assessment forms, or otherwise using the Service, you confirm that you have read, understood, and agree to these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you should not use the Service.

2. Description of Service

Firm Holdaventry provides an AI-powered data-analysis and decision-support platform intended to help individuals and institutions evaluate investment-related information based on predictive modelling and data analysis. The Service produces informational outputs and recommendations; it does not execute trades, hold client funds, or act as a licensed financial advisor unless explicitly stated otherwise in a separate agreement.

3. No Financial Advice; Investment Risk

All outputs generated by Firm Holdaventry, including recommendations, projections, scores, and analyses, are provided for informational purposes only and should not be construed as personalised financial, legal, or tax advice. Investing involves risk, including the possible loss of principal. Past performance patterns identified by any model do not guarantee future results. You are solely responsible for evaluating the suitability of any decision made using the Service, and you should consult an independent, appropriately licensed advisor before making financial decisions.

4. Eligibility and Account Responsibilities

You must be of legal age and have the capacity to enter into binding agreements to use the Service. You are responsible for maintaining the confidentiality of any account credentials and for all activity that occurs under your account. You agree to provide accurate and current information when using the Service, including through any assessment or intake forms.

5. Acceptable Use

When using the Service, you agree not to:

• Attempt to reverse-engineer, decompile, or extract underlying models, algorithms, or source code;
• Use the Service for unlawful purposes or in violation of applicable regulations;
• Submit false, misleading, or fraudulent information;
• Interfere with, disrupt, or attempt unauthorised access to the platform or its infrastructure;
• Resell, sublicense, or redistribute outputs of the Service without prior written consent.

6. Intellectual Property

All content, software, models, designs, trademarks, and materials associated with the Service are the property of Firm Holdaventry or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service; you receive only a limited, non-exclusive, non-transferable licence to use the Service for its intended purpose.

7. Data and Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how information submitted through the platform is collected, used, and safeguarded. By using the Service, you consent to such collection and use as described therein.

8. Third-Party Services and Links

The Service may reference, link to, or integrate with third-party tools, data providers, or services. Firm Holdaventry does not control and is not responsible for the accuracy, availability, or practices of any third-party service, and inclusion of any such reference does not imply endorsement.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Firm Holdaventry does not warrant that the Service will be uninterrupted, error-free, or that any recommendation will achieve a particular outcome.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Firm Holdaventry, its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising out of or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

11. Indemnification

You agree to indemnify and hold harmless Firm Holdaventry and its affiliates from any claims, losses, liabilities, damages, or expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any applicable law or third-party right.

12. Suspension and Termination

Firm Holdaventry reserves the right to suspend or terminate access to the Service, in whole or in part, at any time and without prior notice, particularly in cases of suspected misuse, violation of these Terms, or where required by applicable law. You may discontinue use of the Service at any time.

13. Changes to the Service or Terms

Firm Holdaventry may modify, suspend, or discontinue any part of the Service at its discretion. These Terms may also be updated periodically to reflect changes in the Service or applicable requirements. Continued use of the Service after any such update constitutes acceptance of the revised Terms. Where practical, the "last updated" date will be adjusted accordingly.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Firm Holdaventry operates, without regard to conflict-of-law principles. This section should be finalised with legal counsel to reflect the correct governing jurisdiction.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.

16. Contact

Questions regarding these Terms should be directed through the contact channels made available on the Firm Holdaventry website.

This document is a general template and placeholder draft. It does not reflect a completed legal review and should be customised, validated, and approved by qualified legal counsel prior to use.